EPFO Login Portal - PF Login, Member Passbook & Claim Status

The Employees’ Provident Fund Organisation (EPFO) is a key government body that helps salaried employees in India build long-term financial security. With the introduction of digital services, EPFO Login has become the central way for employees and employers to manage Provident Fund activities online in a transparent and time-saving manner.

Through the EPFO Portal, also called the EPFO Unified Portal, members can use UAN Login to access their PF account. From viewing the EPF passbook to checking balance, tracking claim status, and submitting online claims, the portal offers end-to-end PF management in one place.

What is EPFO Login and Why It Matters

EPFO Login is the official online access system provided by the Employees’ Provident Fund Organisation that allows employees and employers to manage Provident Fund–related services digitally. By using a Universal Account Number (UAN) and password, members can securely log in to the EPFO portal and access their PF account anytime, from anywhere.

This login system matters because it brings transparency and convenience to PF management. Employees can check their PF balance, view and download the EPFO passbook, track claim status, update personal details, and submit online claims without visiting an EPFO office. It also reduces dependency on employers or HR departments for basic PF information.

For employers, EPFO login helps in timely compliance, contribution management, and record maintenance. Overall, EPFO Portal Login simplifies complex PF processes, saves time, and ensures that employees have complete control and visibility over their retirement savings.

EPFO Passbook – Check PF Balance, Contribution & Download PDF

After completing EPFO login using your UAN, members can access one of the most useful services on the EPFO Unified Portal — the EPFO Passbook. It shows a clear breakup of PF money deposited by both employee and employer.

With the EPF passbook, you can check your PF balance online, monthly deposits, interest credited, and total available amount without visiting any EPFO office.

What Details Are Shown in EPF Passbook

The PF passbook provides a complete record of your PF account, including:

Employee contribution (12% of salary)
Employer contribution (3.67%)
Pension contribution under EPS
Interest earned on PF balance
Total available PF amount
Month-wise PF deposit history

This helps members understand how their PF savings grow over time.

How to Check EPF Passbook Online After Login

After logging in to the EPFO portal:

Go to Services
Select For Employees

Click on Member Passbook

Verify OTP sent to your registered mobile number

Once verified, your EPF passbook will open and all PF entries can be viewed easily.

Understanding Employee and Employer Contribution

In the EPF passbook, different contribution columns are shown:

Employee Share: 12% deducted from monthly salary
Employer Share: Paid separately by the company
Pension Share: Part of employer contribution under EPS

Together, these form your total PF balance.

How to Download EPFO Passbook PDF

Members can also download their passbook for records:

Open the EPF passbook

Click on Download as PDF

Save the file on your device

The PDF contains full PDF details and can be accessed anytime.

Why EPF Passbook Is Important

The EPFO passbook helps members to:

Check PF balance anytime online
Track monthly PF contributions
Verify employer deposits
Plan PF withdrawal and claims
Maintain transparency in PF records

The EPFO Unified Portal thus acts as a single platform for PF balance check, passbook access, and claim-related services.

EPFO Login – How to Sign In to Your PF Account

After understanding EPFO services and passbook, the next step is EPFO Login. Using EPFO login, members can access their PF account online and use services like PF passbook, balance check, and claim status.

The login process is the same for mobile and desktop users.

Details Required for EPFO Login

Before logging in, keep these details ready:

UAN (Universal Account Number)
EPFO portal password
Mobile number linked with UAN
Internet connection

Steps to Login to EPFO Account

Follow these simple steps to sign in:

Open any browser and visit the official EPFO website
Click on Services
Select For Employees
Click on Member UAN / Online Services
Enter your UAN, password, and captcha
Click on Sign In
Enter the OTP received on your registered mobile number
Verify OTP to complete login

After verification, you will be logged in to your EPFO account.

Services Available After EPFO Login

Once logged in, members can use multiple EPFO services:

Service	Purpose
EPF Passbook	Check PF balance and contributions
Claim Status	Track PF withdrawal status
Online Claim	Apply for PF withdrawal
KYC Details	Update bank and Aadhaar
Profile Details	View personal information

Common Login Problems & Solutions

Issue	Solution
OTP not received	Check mobile number linked with UAN
Wrong password	Use “Forgot Password” option
Invalid UAN	Verify UAN activation status

Why EPFO Login Is Important

EPFO login allows members to:

Access PF account anytime
Check PF balance online
View and download passbook
Apply and track PF claims
Manage PF details without office visit

This makes EPFO login the main entry point for all PF-related services on the EPFO Unified Portal.

EPFO Member Login vs Employer Login – Key Difference

EPFO Member Login (Employee Login)

EPFO member login is meant for employees. Using the EPFO member portal, members can manage their PF account, check the EPFO member passbook, submit EPFO online claim, and track EPFO claim status.

EPFO Employer Login

EPFO employer login is for companies to manage employee PF contributions and compliance. Employees should always use EPFO employee login for personal PF services.

EPFO Claim Process – How to Withdraw PF Online

After EPFO login, members can also withdraw money from their PF account online. If all details are correct, many claims are settled very fast, sometimes even within 24 hours.

To get a quick PF claim settlement, it is important to follow the correct process and take a few precautions while applying.

Important Things to Check Before PF Withdrawal

Before applying for PF withdrawal, make sure:

Your UAN is active
You are logged in to the EPFO Unified Portal
Your KYC details are updated and approved
Profile details match with KYC documents

These checks increase the chances of fast claim settlement.

Login to EPFO Portal for Claim

To apply for a PF claim:

Open the EPFO official website
Click on Online Claim / Member Account Transfer

Verify OTP sent to your registered mobile number

After login, the EPFO dashboard will open.

Check KYC Status (Very Important)

Before applying for any claim, first check KYC status:

Go to Manage
Click on KYC

Check if Aadhaar, Bank, and PAN are approved

If any KYC is not updated, submit the request from here and wait for approval.
PF withdrawal is not possible without approved KYC.

Apply for PF Withdrawal Online

Once KYC is complete:

Go to Online Services
Click on Claim

Enter and verify your bank account number

Click on Proceed for Online Claim

Select PF Claim Form

Choose the correct claim form based on your situation:

Form	Used For
Form 31	Partial PF withdrawal (while working)
Form 19	Final PF settlement
Form 10C	Pension withdrawal

For emergency withdrawal while working, select Form 31.

Choose PF Account & Purpose

Select the PF account from which you want to withdraw
Choose the reason for withdrawal

Enter the withdrawal amount
Fill your address as per Aadhaar

Submit Claim with OTP

Click on Get Mobile OTP

Enter the OTP received
Click on Validate OTP & Submit Claim

After submission, your PF withdrawal claim is successfully filed.

Download Claim Acknowledgement

After submitting the claim:

A confirmation message will appear
Click on Download Acknowledgement
Save the PDF for future reference

How to Get PF Claim Settled Faster

For faster (auto) claim settlement:

All KYC must be approved
Profile details should match KYC documents
Bank account must be correct

If everything is correct, the claim usually goes into auto-settlement mode.

Check PF Claim Status

If the claim is not settled immediately:

Go to Online Services
Click on Track Claim

View current status and rejection reason (if any)

Rejected claims can be corrected and submitted again.

Frequently Asked Questions (FAQs)

How to withdraw money from EPFO online?

To withdraw money from EPFO online, log in to the EPFO member portal using your UAN and password. Go to Online Services, select Claim, verify your bank details, choose the withdrawal option, and submit the request. The amount is usually credited within a few working days.

How to check EPFO balance without login?

You can check EPFO balance without login by giving a missed call from your registered mobile number or by sending an SMS in the prescribed format. UMANG app can also be used for quick balance checks.

How to update bank details in EPFO?

Login to the EPFO member portal, go to the Manage section, select KYC, and add your bank account number and IFSC code. Submit the details for employer approval.

What are NCP days in the EPFO passbook?

NCP days are Non-Contributory Period days when no PF contribution is made. These days usually appear due to unpaid leave, salary delay, or absence from work and may reduce PF contribution for that period.

How to reset EPFO password if mobile number is changed?

If your mobile number is changed, you can update it through Aadhaar verification on the EPFO portal. After updating the mobile number, use the Forgot Password option to reset your EPFO password.

How long does EPFO claim settlement take?

EPFO claim settlement usually takes 3 to 7 working days after submission, provided that KYC and bank details are verified and correct.

Can pension amount be withdrawn from EPFO?

Yes, pension amount can be withdrawn if the employee has completed less than 10 years of service. If the service period is more than 10 years, the employee becomes eligible for monthly pension after retirement.

What is EPFO Login?

EPFO Login is the official way to access your PF account online using UAN Login on the EPFO unified portal.

How can I do EPFO member login?

You can do EPFO member login by visiting the EPFO portal and signing in with your UAN, password, and OTP.

Is EPFO login same for all PF services?

Yes, one EPFO login gives access to passbook, EPFO online claim, claim status, and profile services.